1. Payment Terms
The client agrees to pay a non-refundable deposit of 50% of the total project cost prior to scheduling and the start of work. The remaining 50% balance is due upon substantial project completion, unless in-house financing terms have been selected.
2. Financing Option Details
If the client chooses to finance the remaining balance, the following terms apply:
For Remaining Balances Under $3,000: 12-month financing term with 12% total finance charge (fixed). No early payoff penalty.
For Remaining Balances $3,000 or More: 24-month financing term with 24% total finance charge (fixed). No early payoff penalty.
3. Additional Terms
- No credit checks required for financing approval
- Monthly payments are calculated by dividing the remaining balance plus total finance charge by the number of months selected
- Monthly payments are due on the same day each month, beginning 30 days after job completion
- A $40 late fee will apply to any payment more than 5 days late
- Missed or non-payment may result in the entire remaining balance becoming due immediately
- Client is responsible for any and all collection fees, legal costs, or third-party expenses in the event of default
4. Acceptance of Terms
By signing the financing agreement, the client agrees to the above terms and acknowledges understanding of the repayment schedule and the conditions outlined in this agreement.