Hardwood Floor Financing | No Credit Check Payment Plans | Rapid Revival Hardwood
No Credit Check Required

Hardwood Floor Financing Made Simple

Transform your home with beautiful hardwood floors today. Our flexible in-house financing makes your dream floors affordable with easy monthly payments.

No Credit Check
Flexible 12-24 Month Terms
No Early Payoff Penalty

No Credit Check

We believe beautiful floors should be accessible to everyone. Our in-house financing requires no credit check whatsoever.

Fixed Finance Charges

Know exactly what you'll pay from day one. Our transparent fixed charges mean no surprises or hidden fees.

Pay Off Anytime

Ready to pay off your balance early? Go for it! We charge absolutely no early payoff penalties.

Choose Your Payment Plan

Two simple options based on your remaining balance after your 50% deposit. Select the plan that works best for your budget.

Standard Plan
Under $3,000
Remaining Balance
12
Month Financing Term
  • 12% fixed finance charge — know your total cost upfront
  • No credit check required
  • No early payoff penalty
  • Payments start 30 days after completion
24
Month Financing Term
  • 24% fixed finance charge — lower monthly payments
  • No credit check required
  • No early payoff penalty
  • Payments start 30 days after completion

How Our Financing Works

Getting started with financed hardwood floors is simple. Here's what to expect.

1

Get Your Free Quote

Contact us for a free in-home estimate. We'll assess your floors and provide a detailed project quote.

2

Pay 50% Deposit

Pay 50% deposit when the work begins.

3

We Transform Your Floors

Our expert team completes your hardwood floor project with dustless, professional results.

4

Start Monthly Payments

Thirty days after completion, begin easy monthly payments on your remaining balance.

Payment Calculator

Enter your remaining balance to see your estimated monthly payment.

Calculate Your Monthly Payment

See exactly what your financing will cost

Finance Term
Finance Charge
Total to Repay
Your Monthly Payment

Financing FAQ

Everything you need to know about our hardwood floor financing program.

Do you run a credit check for hardwood floor financing?

No, Rapid Revival Hardwood does not require credit checks for our in-house financing program. We believe beautiful hardwood floors should be accessible to everyone, regardless of credit history.

How much deposit is required to start my hardwood floor project?

A non-refundable deposit of 50% of the total project cost is required prior to scheduling and the start of work. The remaining 50% can be paid upon completion or financed through our in-house program.

When do my monthly payments start?

Monthly payments begin 30 days after your project is substantially complete. Payments are due on the same day each month going forward.

Is there a penalty for paying off my flooring loan early?

No, there is absolutely no early payoff penalty. You can pay off your remaining balance at any time without any additional fees or charges.

What happens if I make a late payment?

A $40 late fee applies to any payment more than 5 days past due. Missed or continued non-payment may result in the entire remaining balance becoming due immediately. We encourage you to contact us if you're experiencing difficulty making a payment.

How is my monthly payment calculated?

Your monthly payment is calculated by adding the finance charge to your remaining balance, then dividing by the number of months in your term. For example, a $2,000 balance with a 12% charge ($240) equals $2,240 total, divided by 12 months = $186.67/month.

What areas do you serve with financing?

Our financing is available to all customers in our service area, including Waynesville, Rolla, Saint Robert, Lebanon, and throughout the greater Ozarks region of Missouri.

Complete Financing Terms & Conditions

Please review all terms before entering into a financing agreement

1. Payment Terms

The client agrees to pay a non-refundable deposit of 50% of the total project cost prior to scheduling and the start of work. The remaining 50% balance is due upon substantial project completion, unless in-house financing terms have been selected.

2. Financing Option Details

If the client chooses to finance the remaining balance, the following terms apply:

For Remaining Balances Under $3,000: 12-month financing term with 12% total finance charge (fixed). No early payoff penalty.

For Remaining Balances $3,000 or More: 24-month financing term with 24% total finance charge (fixed). No early payoff penalty.

3. Additional Terms

  • No credit checks required for financing approval
  • Monthly payments are calculated by dividing the remaining balance plus total finance charge by the number of months selected
  • Monthly payments are due on the same day each month, beginning 30 days after job completion
  • A $40 late fee will apply to any payment more than 5 days late
  • Missed or non-payment may result in the entire remaining balance becoming due immediately
  • Client is responsible for any and all collection fees, legal costs, or third-party expenses in the event of default

4. Acceptance of Terms

By signing the financing agreement, the client agrees to the above terms and acknowledges understanding of the repayment schedule and the conditions outlined in this agreement.

Ready to Transform Your Floors?

Get a free estimate today and discover how affordable beautiful hardwood floors can be with our flexible financing options.

Or call us directly: (573) 801-4804

No Credit Check
Fast Approval
Flexible Payments
Locally Owned